CreditPowers Saves the Day

It was a cool fall morning. I was sitting in my office trying to master spider solitaire when the phone rang. She had one of those voices that made you think of possibilities.

“Please, you have to help me.” Her tone was desperate. “One of our customers is refusing to pay. He owes over $115,000.00. If my boss finds out he’ll fire me.”

“Tell me about it.” I said coolly.

“We sold him material for an office building and now he said he won’t pay unless we give him a huge discount.”

Someone was taking advantage of her inexperience and I didn’t like it. “Sounds like extortion to me.” I said, “Can you lien the job?”

“Yes, but he said he’d just bond around it.” She was not sure what that meant, but she knew it was bad.

“That’s not a bad thing.” I told her, reassuringly. “In fact it could be a good thing.” I told her why. It kept her from sobbing, but she was still afraid.

“It could still take months. We'll have to find a lawyer and it could get so expensive. My boss will have a fit.”

Bosses have fits like some people get hunger pangs. “Any chance there’s a construction loan?” I asked, hopefully.

I heard the rustling of papers. “As a matter of fact, there is.” She said in a voice that sounded like she’d been running.

I leaned back in my chair. The sun had broken through the morning gray. It was going to be a good day after all. “Do what I tell you and your boss will treat you like a hero.” I told her how to file a bonded stop notice.

She called me about two weeks later. “I could kiss you.” She said. She was bubbly, like French champagne. “I did just as you said, and the general contractor called up and asked me why we’d sent the big guns in. He said the bank was in a panic and they refused to disburse another penny until this was cleared up. The owner was so furious he had to be restrained. They cut us a check for the full amount and sent the subcontractor packing.”

“Glad I could help.” I said. Good things happen when you contact CreditPowers. We have the answers.

For more information e-mail us at patrickpowers@sbcglobal.net